Reverse Tax Calculator
Find the required gross pay to achieve your desired net pay
💰 Target Net Pay (Take-Home)
📅 Pay Frequency
📍 State
e.g., Illinois 4.95%, Indiana 3.23%, Michigan 4.25%
For CA, NY, VA, etc. – we'll use generic brackets.
🧾 Tax Exemptions & Withholding
Each allowance reduces annual taxable income by ~$4,300
💸 Pre-Tax Deductions (per paycheck)
📉 Post-Tax Deductions (per paycheck)
Required Gross Pay
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Tax Breakdown
⚠️ Uses 2025 federal tax brackets. State tax is simplified (flat or generic progressive). This is an estimate – consult a tax professional.
How to use
- Enter your desired net pay (take‑home) per paycheck.
- Select pay frequency and state tax type.
- For flat rate states, enter the state tax percentage.
- For progressive states, enter the standard deduction (we use simplified brackets).
- Enter filing status, allowances, extra withholding, pre‑tax and post‑tax deductions.
- Click "Calculate Gross Pay" – the tool finds the required gross pay using binary search.
All calculations are local – no data leaves your device.
Tax Guide
📊 Federal Income Tax (2025)
- Single: 10% on first $11,600, 12% up to $47,150, etc.
- Married Joint: 10% on first $23,200, 12% up to $94,300.
- Head of Household: 10% on first $16,550, 12% up to $63,100.
💰 State Tax Examples
- Flat rate: IL 4.95%, IN 3.23%, MI 4.25%, PA 3.07%
- Progressive (simplified): CA, NY, VA, etc.
- No state tax: TX, FL, NV, WA, TN, SD, WY, AK, NH.
⚙️ FICA Taxes
- Social Security: 6.2% (up to $176,100 in 2025)
- Medicare: 1.45% (no cap)
- Additional Medicare: 0.9% over $200k single / $250k joint
Rates are estimates. Use official sources for exact withholding.