Maryland Paycheck Calculator
Net pay estimator with Maryland state & county taxes + graph
💼 Work Information
💰 Gross Pay & Frequency
🧾 Tax Exemptions & Withholding
Each allowance reduces annual taxable income by ~$4,300
Additional amount withheld from each paycheck (line 4(c) on W-4)
💸 Pre-Tax Deductions (401k, Health, HSA, etc.)
📉 Post-Tax Deductions (Roth 401k, garnishments, union dues)
🏙️ Maryland County Tax (flat rate on taxable income)
Maryland has progressive state tax (2% to 5.75%) plus a flat county tax on taxable income.
Net Pay (Take-Home)
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Tax & Deduction Breakdown
⚠️ Uses 2025 federal & Maryland tax rates. Actual withholding may vary. Consult a tax professional.
How to use
- Enter work info, gross pay, and pay frequency.
- Select filing status and tax allowances (W-4).
- Add extra withholding if desired (line 4(c)).
- Enter pre-tax deductions (401k, health, etc.).
- Enter post-tax deductions (Roth, garnishments).
- Select your Maryland county for local income tax rate.
- Click "Calculate Net Pay" to see take-home amount and pie chart breakdown.
All calculations are local – no data leaves your device.
Maryland Tax Guide
📊 Federal Income Tax (2025)
- Single: 10% on first $11,600, 12% up to $47,150, etc.
- Married Joint: 10% on first $23,200, 12% up to $94,300.
- Head of Household: 10% on first $16,550, 12% up to $63,100.
💰 Maryland State Tax (2025)
- 2.00% on first $1,000
- 3.00% on next $2,000
- 4.00% on next $2,000
- 4.75% on next $25,000
- 5.00% on next $50,000
- 5.25% on next $50,000
- 5.50% on next $100,000
- 5.75% on amount over $200,000
🏙️ Maryland County Taxes
- Most counties: 2.50% - 3.20% flat rate on taxable income.
- Baltimore City: 3.20%
- Montgomery, Prince George's: 3.20%
- Frederick: 3.05%, Harford: 2.80%, Carroll: 2.50%
⚙️ FICA Taxes
- Social Security: 6.2% (up to $176,100 in 2025)
- Medicare: 1.45% (no cap)
- Additional Medicare: 0.9% over $200k single / $250k joint